On August 12, 2026, the Central Bank of Argentina (BCRA) shared its latest economic dashboard, revealing a positive trend: international reserves climbed to $49.564 billion and monthly inflation eased to 1.9% as of June. This update offers a hopeful outlook for the country's economy, with key indicators pointing toward stability and growth.

A Promising Economic Update from Argentina

The Central Bank of Argentina (BCRA) published a link to its main economic variables dashboard on August 12, 2026, at 4:46 PM via its official X (Twitter) account. The entity, led by Economy Minister Luis Caputo, shared data that reflects a trend of stabilization and growth in the country's reserves.

According to indicators from the BCRA platform and official messages, the market continues to show positive signals. The Ministry of Economy highlighted on social media that the BCRA purchased $12 million, resulting in a $65 million increase in reserves for that day.

Access the full list of Main Variables on the BCRA website

International Reserves: The Central Bank's Strength

One of the most anticipated figures for the market is the level of reserves. As of August 10, 2026, the BCRA's International Reserves stood at $49.564 billion (provisional figures subject to valuation changes). According to market analysis, Net Reserves were estimated at $12.007 billion. This rebound allows the Central Bank to continue strengthening its position against external obligations and provide predictability to the market.

View the updated #ReservasBCRA chart here

Exchange Rate and Band System

The exchange rate band system allows the dollar's value to fluctuate within certain limits set by the BCRA, preventing sharp jumps. As of August 13, 2026, the limits were:

  • Upper limit: ARS 1,859.49 per USD
  • Lower limit: ARS 748.10 per USD

For August 12, 2026, official exchange rates were:

  • Retail Exchange Rate (average seller): ARS 1,515.66
  • Wholesale Exchange Rate (reference): ARS 1,492.5477

Inflation and Market Expectations

The latest inflation data shows a notable slowdown, excellent news for Argentines' purchasing power:

  • Monthly inflation (as of 06/30/2026): 1.9%
  • Year-on-year inflation (as of 06/30/2026): 33.5%
  • Expected inflation (REM next 12 months, as of 07/31/2026): 21.8%

The decline in year-on-year inflation and a downward expectation for the coming year create a clearer horizon for investments and family planning.

Interest Rates and Savings: Understanding the Variables

Interest rates are crucial for savings and credit. The TAMAR (Nominal Annual Interest Rate) in pesos for private banks as of August 11, 2026 stood at 23.8750% nominal annual, equivalent to an effective annual rate of 26.6500%.

For those with fixed-term deposits, the interest rate for 30-day deposits in financial institutions is 21.39% nominal annual. For personal loans, the rate rises to 65.73%.

What is UVA?

The Unidad de Valor Adquisitivo (UVA) is a unit that adjusts the value of money for inflation, commonly used in mortgage loans and fixed-term deposits. As of August 13, 2026, one UVA was worth ARS 2,074.30. The Housing Unit (UVI), aimed at the real estate sector, stood at ARS 1,517.80.