Facing an unprecedented level of unpaid loans not seen in over two decades, Argentine financial institutions doubled their refinancing efforts between October 2025 and May 2026. With household default rates soaring to 12.7%, public banks and provinces are launching plans with subsidized rates and terms of up to 120 months to bring relief to struggling families.
Banco Nación, Argentina's largest public bank, has unveiled an unprecedented refinancing program for borrowers in default. With terms up to 10 years and fixed rates starting at 12%, this initiative targets over 5.3 million Argentines struggling with debt amid the country's highest delinquency rates in two decades.
Argentina's largest public bank has introduced a new credit line designed to help families reorganize their finances. The program allows borrowers to consolidate multiple unpaid debts into a single loan with terms of up to 10 years, potentially reducing monthly payments by more than 77%. Available from Thursday, June 26, 2026, for eligible clients.
El banco público presentó tres alternativas para refinanciar deudas: consolidación hasta $100 millones, refinanciación de tarjetas con tasas reducidas y planes extendidos para mora superior a 90 días. La mora bancaria alcanzó el 11,5% en marzo de 2026, el nivel más alto en más de dos décadas.
Ante un récord histórico de morosidad que alcanzó el 11,5% en familias, el banco estatal presentó herramientas clave para unificar deudas y refinanciar tarjetas. Con tasas desde el 35% y plazos de hasta 96 meses, la propuesta busca ayudar a quienes perdieron poder adquisitivo a reorganizar sus finanzas.
Alfredo S. Quiroga
