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Buying a Motorcycle in Installments: Best Financial Options in Argentina in 2026

12/07/2026 22:55 - Economia

A Market in Full Expansion

The motorcycle market in Argentina is experiencing a brilliant moment. During the first half of 2026, 440,190 units were registered, representing a growth of 43.8% compared to the same period of the previous year, when 306,109 units had been registered. This rebound is due to the arrival of accessible brands, the daily use of motorcycles as transport, and, mainly, the excellent financing lines available.

In June 2026, the leading brands were Honda (13,501 units), Keller (8,301), and Gilera (8,137). The best-selling models are those with low engine displacement, ideal for work and city commuting, such as the Keller KN 110-8 and the Honda Wave 110S.


Options from Banco Nación (Argentina's National Bank)

Banco Nación (BNA), the main state-owned bank of Argentina, positions itself as one of the most useful tools to access a brand-new motorcycle. Through its online store and the Mi Moto (My Motorcycle) program, customers can choose the model, payment method, and number of installments, adapting the loan to their budget. Note that all prices and fees listed below are in Argentine Pesos (ARS), and the CFT (Costo Financiero Total or Total Financial Cost) is the local equivalent of an APR that includes all interests and taxes.

Financing in 24 Installments

Motomel Blitz One 110

Price: $1,866,480
24 installments with Visa: $109,017.47
CFT: 51.64%
With MODO BNA (digital wallet): CFT 41.2%

Gilera Smash Full

Price: $2,500,000
24 fixed installments: $160,622
Total financed: $3,854,931
CFT: 41%

Benelli TNT 15

Price: $4,100,000
24 installments: $239,473.03
Total financed: $5,747,352

Hero XPULSE 200 4V

Price: $6,645,360
24 installments: $388,142.57

Mi Moto Plan: up to 72 installments (Nominal Annual Rate 40% - Total Financial Cost 60.72%)

Model Price (ARS) 36 installments 48 installments 72 installments
Motomel Blitz One Full 110 $2,302,440 $126,887.47 $112,927.49 $100,859.66
KTM 200 $7,534,000 $415,242.83 $369,558.39 $330,066.10
Kove 800X Rally $20,199,900 $1,113,216 $990,741 $884,867

*Values extracted from reports by iProfesional and publications from July 2026. The amounts may vary according to the bank's conditions.

Source: El Once, Exa Media and Diario Nuevo Día.

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